AI Finance OS20+ AI features · shipped & live

Snap a photo.
Your books update themselves.

AI-powered GST filing and accounting software for Indian businesses — the modern Tally alternative. From invoice photo to validated, classified ledger entry in 30 seconds. Automated GST compliance, bank reconciliation, and ITC recovery — starting at ₹499/month.

Vision AI extraction Self-learning GL Built for Indian GST
1010 — Invoice Pipeline
Original
Copy
SUNRISE MATERIALS PVT LTD
GSTIN: 29AABCS1234H1Z5
#42, Industrial Area, Bengaluru - 560058
TAX INVOICE
Inv#: SM/2026/0891
Date: 14-Apr-2026
Due: 14-May-2026
Bill To: Priya Auto Service · GSTIN: 29BBBPP5678K1ZQ
#DescriptionHSNQtyRateAmt
1Engine Oil 20W-402710198020 L450.009,000.00
2Oil Filter (Bosch)842123005320.001,600.00
3Brake Pads Set8708300022,200.004,400.00
Subtotal: ₹15,000.00
CGST @9%: ₹1,350.00
SGST @9%: ₹1,350.00
Total: ₹17,700.00
AI Extraction Result
VendorSunrise Materials Pvt Ltd
GSTIN29AABCS1234H1Z5
Invoice #SM/2026/0891
Date14-Apr-2026
3 Line Items
Engine Oil 20W-40 · ₹9,000
Oil Filter · ₹1,600
Brake Pads Set · ₹4,400
Total Amount₹17,700.00
Compliance Validation
Health Score: 100/100
All 13 checks passed
GSTIN active on portal
HSN codes valid (8-digit)
Tax calculation correct
ITC eligible (no Sec 17(5))
No duplicate invoice found
Within 180-day ITC window
E-invoice threshold check
Place of supply matches
Ledger Entry Created
Journal #JV-2026-028414-Apr-2026
AccountDrCr
Vehicle Maintenance15,000
CGST Input (9%)1,350
SGST Input (9%)1,350
Sundry Creditors17,700
92
Vehicle Maintenance
Source: Vendor History · 7-stage cascade
POSTEDITC CLAIMEDAUTO-APPROVED
GSTR-1 · B2B Table
B2B Invoices
47
Tax Liability
₹2.4L
Filing
Ready
GSTINInv#TaxableTax
29AABCS…H1Z5SM/089115,0002,700
27AAACR…K2Z8RC/044542,0007,560
33AADFT…M1Z7TF/182328,5005,130
07AABPM…Q1Z3PM/00678,2001,476
↑ This invoice auto-populated row 1 · zero manual entry
Upload
Scanned invoice received

Camera photo, PDF, or e-invoice JSON — any format.

Extract
AI reads every field
Validate
13-point compliance check
Post
Classified & posted to books
File
GSTR-1 table populated
Total time28 seconds
Setup in 5 Minutes

Enter your GSTIN. We do the rest.

No forms. No configuration. AI auto-configures your entire accounting setup from your GSTIN.

1010 — Setup
Welcome to 1010
29AABPP5678K1ZQ
GSTIN Verified
Business
Priya Auto Service
State
Karnataka (29)
Type
Regular
Status
Active ✓
AI Persona Generation
Detected: Automobile Service Center
Sector: VEHICLES_TRANSPORT · Activity: SERVICE
AI-Generated Rules
Engine oil, filters, brake pads → Vehicle Maintenance
Labour charges, alignment → Service Income
Spare parts resale → Spares & Parts Sales
Rent, electricity → Indirect Expenses
Computer, printer → Fixed Assets
Chart of Accounts — Auto-Seeded
CodeAccount NameType
4000Service / Labour IncomeRevenue
4100Spares & Parts SalesRevenue
5000Spares & Parts PurchaseCOGS
7000Vehicle MaintenanceExpense
7100Rent & UtilitiesExpense
1400Fixed AssetsAsset
2100Sundry CreditorsLiability
7 accounts seeded for Automobile Service Center archetype
You're all set!
Dashboard, compliance, filing, reconciliation — ready to go.
CoA
7 accounts
Rules
5 rules
GST
Configured
Filing
Linked
Upload First Invoice
Step 1✓ Done
Enter your GSTIN
Step 2
AI picks your business persona

Based on your trade name and sector, AI generates classification rules, picks your archetype (e.g., Auto Service), and sets up GST preferences.

Step 3
Chart of Accounts seeded
Step 4
You're live — upload your first bill

Three things no other Indian tool does

Not incremental features. Fundamental capabilities that change how accounting works.

Dashboard Intelligence

One screen. Complete financial picture.

Revenue trends, overdue payables, ITC health, compliance score, AI priority feed — your entire financial pulse on a single dashboard. No clicking through 10 tabs.

  • KPI cards with real-time revenue, payables, receivables, ITC health
  • Cash flow chart with 6-month trend and forecast
  • Compliance health score across 13 audit checks
  • AI priority feed: filing deadlines, pending reviews, vendor actions

Other tools give you 5 separate reports. 1010 gives you one living dashboard that tells you what to do next.

1010 — Dashboard
Revenue
₹12.4L
+8%
Payables
₹3.2L
4 overdue
ITC Available
₹1.8L
98% matched
Health Score
94
Excellent
Cash Flow — Last 6 Months
NovDecJanFebMarApr
AI Priority Feed
3 invoices pending your review
GSTR-1 due in 5 days — 98% ready
New vendor classification needs approval
7-Stage AI Classification

Watch AI classify in real time.

See exactly how 1010's 7-stage cascade decides which GL account to pick. Vendor history, catalog lookup, persona-aware rules, HSN matching, keyword patterns, AI suggestion — each stage fires in order until a confident match is found.

  • 7-stage cascade: vendor → catalog → persona → HSN → keyword → AI → default
  • Confidence score on every classification with explainability
  • Corrections feed back into the cascade automatically
  • Same item classified differently based on your business type

The only Indian accounting software with a visible, explainable AI classification pipeline.

1010 — GL Classification
Classifying
"Engine Oil — 5L Castrol GTX" → which GL account?
Stage 1: Vendor History
No prior match
Stage 2: Catalog
HSN 27101980 found
Stage 3: Persona Rules
Stage 4: HSN Rules
Stage 5: Keyword Rules
Stage 6: AI Suggestion
Stage 7: Default
ITC Recovery Autopilot

Stop losing ₹1.2L/year to unreconciled credits.

Upload your GSTR-2B. AI fuzzy-matches every record against your books, flags mismatches within ₹1 tolerance, and quantifies exact ITC at risk per vendor — all in one reconciliation screen.

  • One-click 2B upload → instant reconciliation table
  • Fuzzy matching handles rounding differences automatically
  • ₹ at risk quantified per vendor per invoice
  • Vendor follow-up with complete audit trail

The average SME discovers ₹47,000 in at-risk ITC in the first reconciliation.

1010 — GSTR-2B Reconciliation
Matched
₹5.82L
142 invoices
Mismatch
₹47.2K
5 invoices
Missing
₹34.8K
3 invoices
VendorInv #Books2BStatus
Sunrise MatlsSM/891₹18,000₹18,000
Priya SparesPS/442₹9,200₹9,200
ABC TradersAT/107₹12,400₹11,200≠ ₹1.2K
Metro SupplyMS/305₹34,800Missing
Ravi MotorsRM/228₹8,600₹8,600
ITC Recovered This Quarter
₹1,47,000
Auto-reconciled
96.5%
20+ AI Features · Live in Production

Everything AI can do for your books

Click any card to see it in action. Not a demo — these are real screens from the app.

AI CFO Chat

Ask anything about your finances in plain English

  • "Show me top 5 expenses last quarter" → instant chart
  • Natural language invoicing — describe it, AI creates it
  • 90-day cash flow forecast with cash-zero warning
  • Loan-ready finance pack in one click
Show me top 5 expense categories this quarter
Top 5 Expenses (Q4 FY26)
Vehicle Maintenance
₹2.4L
Spares Purchase
₹1.8L
Rent & Utilities
₹90K
Staff Salary
₹75K
Consumables
₹45K
Ask about revenue, expenses, cash flow...
Ask

Bank Reconciliation

AI classifies and matches every bank transaction

  • Auto-maps any bank CSV (SBI, HDFC, ICICI, Kotak)
  • Pattern-learning GL classification per transaction
  • Batch rules for recurring payments
  • Exact + fuzzy amount matching against invoices
DateDescriptionAmountGL AccountMatch
14 AprNEFT-Sunrise Matls-₹1,18,000Spares Purchase
12 AprUPI-Rent Apr-₹25,000Rent & Utilities
10 AprIMPS-Customer Pymt+₹45,200Service Income
08 AprPOS-Card Collection+₹8,400Service Income?

GST Filing Hub

GSTR-1, 3B, 2B reconciliation in one place

  • GSTR-1 anomaly detection — spikes, unusual rates flagged
  • GSTR-3B auto-populated from books
  • HSN rate validation & Table 12 pre-check
  • Filing readiness score with deadline countdown
GSTR-1
98% ready
Due: 11 May
GSTR-3B
Auto-filled
Due: 20 May
GSTR-2B
3 mismatches
Due: Reconcile
GSTR-1 anomaly: Revenue dropped 40% vs last month — verify before filing

E-Commerce Settlements

Amazon, Flipkart, Meesho — reconciled automatically

  • Upload marketplace settlement CSV or Excel
  • Auto-match orders to invoices and commissions
  • TDS/TCS tracking per marketplace
  • Fee reconciliation with variance alerts
Amazon
142 orders
₹3.2L
Flipkart
89 orders
₹1.8L
Meesho
34 orders
₹45K
2 TDS/TCS mismatches found in Flipkart settlement — ₹1,200 variance

Full Accounting Suite

Invoicing, purchase orders, estimates, credit notes

  • GST-compliant invoicing with auto-numbering
  • Purchase orders → bills → payments workflow
  • Credit/debit notes with automatic reversal
  • Multi-currency with live forex rates
248
Invoices
67
Purchase Orders
12
Credit Notes
31
Estimates

Agent Pipeline

Autonomous AI that processes invoices end-to-end

  • Extract → validate → classify → post — zero clicks
  • Auto-approve gate for clean invoices (5-min undo)
  • Exception routing to humans with context
  • SmartFocus: click field → see it on source document
Extract
Validate
Classify
Post
INV-042Sunrise MatlsPosted ✓
INV-043Metro SupplyClassifying...
INV-044ABC TradersException → Human
For CA Firms

Built for CA firms.
Not just businesses.

The only Indian accounting platform with a dedicated CA command center. Manage 100+ GSTINs with AI-assisted triage, health scoring, and automated client briefs.

Triage Queue

Kanban board sorted by deadline urgency — Act Now, This Week, Next Week

Client Health Grid
AI Brief
Unified Inbox
1010 — CA Command Center
Triage Queue — Monday Morning
Act Now
Acme Trading
GSTR-3B overdue 3d
Score: 34
Raj Textiles
ITC ₹42K at risk
Score: 41
This Week
Metro Industries
GSTR-1 due in 2d
Score: 62
Priya Auto
5 invoices pending
Score: 58
On Track
Sunrise Pvt Ltd
All filed
Score: 91
Green Energy Co
All reconciled
Score: 88
Client Health Grid — 6 GSTINs
Client13BITCScore
Acme Trading Co
29AABCA...
₹24.5K risk34
Raj Textiles
27AABRT...
₹42K risk41
Metro Industries
29AABMI...
₹8.2K risk62
Priya Auto Svc
29AABPP...
Clear58
Sunrise Pvt Ltd
29AABCS...
Clear91
Green Energy Co
07AABGE...
Clear88
AI Client Brief — Acme Trading Co
⚠ Critical Risk
GSTR-3B overdue by 3 days. ITC reversal of ₹24,500 required under Sec 16(2) — payment to vendor overdue 190+ days. Late fee accruing at ₹200/day.
Recommended Actions
UrgentFile GSTR-3B immediately
UrgentReverse ITC ₹24,500 for Sec 16(2)
HighFollow up with vendor on payment
MediumReconcile 3 pending inward invoices
Draft Client Remark
Start Audit Checklist
Unified Inbox
2 unread
A
Acme Trading Co2m ago
Please check the ITC issue mentioned...
M
Metro Industries15m ago
Attached revised invoice for March...
S
Sunrise Pvt Ltd1h ago
All documents uploaded for audit.
R
Raj Textiles2h ago
Can we schedule a call about 2B mismatch?
S
System3h ago
GSTR-1 deadline reminder: 3 clients pending
Type a message...
Send

Stop juggling 4 tools. One Finance OS.

See what changes when AI handles the grunt work.

Task
Before
With 1010
Impact
Invoice entry
Type into legacy tool — 40 hrs/mo
Photo → validated ledger in 30s
40 hrs saved
GST validation
Notice arrives after filing
13-point check before save
₹0 penalties
ITC reconciliation
Download 2B, Excel, match manually
Upload 2B → instant fuzzy match
₹1.47L recovered
GL classification
Pick from dropdown every time
AI learns your business in 5 invoices
92% auto-classified
HSN codes
Look up codes manually
Auto-fill + rate-aware validation
0 HSN errors
Vendor follow-up
Call vendor, hope they file
Reminder from dashboard + audit trail
2× faster
Cash flow
Check bank balance, guess
90-day AI forecast + cash-zero date
90-day visibility
Bank reconciliation
Export CSV → Excel → re-import
AI classifies & matches transactions
96.5% auto-matched
Loan application
Accountant preps docs 2 weeks
1-click finance pack + health lights
2 min
Data Hosted in India
Your financial data never leaves Indian data centres.
Row-Level Security
Every query is scoped to your organisation. Multi-tenant isolation by design.
256-bit Encryption
AES-256 at rest, TLS 1.3 in transit. Banking-grade security for financial data.

Simple pricing. AI included.

Every plan includes AI extraction — no add-on fees. 14 days free, no credit card.

Starter

₹499/month

or ₹4,999/yr (save 17%)

For individual businesses getting started

  • 100 invoices/mo
  • 25 AI extractions
  • 2 users
  • Bank reconciliation
  • AI extraction included
Most Popular

Growth

₹1,499/month

or ₹14,999/yr (save 17%)

For growing businesses — our most popular plan

  • 1,000 invoices/mo
  • 200 AI extractions
  • 5 users
  • GST filing from app
  • AI CFO assistant
  • ITC reconciliation
  • Self-learning GL (7-stage)
  • HSN intelligence & auto-fill
  • E-commerce sync
  • Agent autonomous pipeline

CA Firm

₹3,999/month

or ₹39,999/yr (save 17%)

For CA firms managing multiple clients

  • Unlimited invoices
  • Unlimited AI extractions
  • Unlimited users
  • GST filing included
  • AI CFO + client briefs
  • CA command center
  • Health scoring + triage
  • Unified messaging inbox
  • Audit checklists & sign-off
  • AI draft remarks
  • E-commerce sync

Frequently Asked Questions

Everything you need to know about AI-powered GST filing and accounting with 1010.

1010 is a cloud-based AI accounting and GST billing software built for Indian businesses. Unlike legacy desktop tools, 1010 runs on any device with no installation needed. Our AI automatically extracts invoice data from photos, classifies transactions to the correct ledger accounts, reconciles bank statements, and prepares GST returns — eliminating up to 90% of manual data entry that traditional accounting software requires.

Yes. 1010 auto-prepares GSTR-1, GSTR-3B, and ITC reconciliation directly from your validated ledger data. You review the computed return inside the app, verify the numbers, and file — no need to log into the GST portal separately or re-enter data. Our AI also catches mismatches between your purchase register and supplier filings before you file.

Plans start at just ₹499/month for small businesses — a fraction of what most leading accounting tools charge. Every plan includes AI-powered invoice extraction at no extra cost. We offer a 14-day free trial on all plans with no credit card required, so you can try the full product risk-free.

1010 uses a 7-stage AI classification pipeline. When you snap a photo of an invoice or upload a PDF, our Vision AI extracts all fields — vendor name, GSTIN, line items, HSN codes, tax amounts. Then our self-learning General Ledger engine classifies the transaction to the correct account based on your Chart of Accounts. The AI learns from your corrections, getting smarter with every transaction.

1010 generates fully GST-compliant tax invoices with auto-filled HSN/SAC codes, correct CGST/SGST/IGST split based on supply type, QR codes for B2C invoices, and IRN generation for e-invoicing. All invoices are automatically included in your GSTR-1 return preparation.

Yes — our CA Firm plan is purpose-built for chartered accountants. It includes a command center to manage all clients from one dashboard, AI-powered health scoring and triage to spot at-risk clients, automated client briefs before every meeting, a unified messaging inbox, and audit checklists with digital sign-off. Many CA firms use 1010 to manage 50+ clients efficiently.

1010 includes AI-powered bank reconciliation. Upload your bank statement (PDF or Excel) and our AI automatically matches transactions to invoices and ledger entries. It handles partial payments, TDS deductions, and bank charges intelligently. Unmatched transactions are flagged for review with AI-suggested classifications.

Your data is protected with industry-standard security. We use 256-bit AES encryption, row-level security policies so each business can only access its own data, and all data is hosted on servers in India. We implement security controls aligned with industry best practices and never share your data with third parties.

1010 supports data import from Tally, Busy, Zoho Books, and Excel/CSV formats. Our onboarding flow walks you through mapping your existing Chart of Accounts, and the AI preserves your account structure so the transition is seamless. Most businesses complete migration in under an hour.

1010 is a progressive web app (PWA) that works beautifully on any device — desktop, tablet, or mobile phone. Snap invoice photos directly from your phone camera, approve transactions on the go, and check your financial dashboard from anywhere. No app store download needed.

1010 generates all essential GST reports: GSTR-1 (outward supplies), GSTR-3B (monthly summary), GSTR-2B reconciliation (ITC matching), HSN-wise summary, and a complete audit trail. Reports can be exported to Excel or PDF. Our AI also flags potential ITC leakages and compliance risks before filing deadlines.

1010 is built specifically for Indian GST workflows with AI at the core — not bolted on as an afterthought. While many popular tools started as simple digital ledgers, 1010 is a full double-entry accounting system from the ground up — with AI automation, GST filing, bank reconciliation, and a CA firm management suite. AI features are included in every plan at no extra cost.

Yes. 1010 includes a retail-ready POS billing mode with walk-in customer support, barcode/QR scanning, instant B2C invoice generation with auto-calculated GST, and daily cash register summaries. It works on tablets and phones so you can bill from the counter — no dedicated POS hardware needed. Every sale is automatically posted to your ledger and included in GSTR-1.

1010 has a dedicated Pharma & Medical Distribution profile with batch tracking, expiry date management, Drug License Number on invoices, schedule H/H1 drug flagging, and HSN codes pre-mapped for medicines (Chapter 30). The AI auto-classifies pharma purchases at 5%/12%/18% GST rates based on the drug category, and tracks supplier-wise purchase patterns for better stock planning.

Absolutely. 1010's Construction & Real Estate profile handles project-wise cost tracking, RCM (Reverse Charge Mechanism) on cement/sand purchases, works contract invoicing at the correct GST rate (12%/18%), contractor TDS deduction (Section 194C), and milestone-based billing. The AI understands construction-specific HSN codes (Chapter 25, 68, 69, 72) and auto-applies the right GST treatment for materials vs. labour.

1010 includes a Transport & Logistics profile with GTA (Goods Transport Agency) invoicing at 5%/12% GST, e-way bill validity calculation, fleet-wise expense tracking, driver advance management, and consignment note generation. It handles the forward charge / reverse charge options for GTA services and tracks per-vehicle profitability.

Yes — 1010's Restaurant profile includes table-wise or order-wise billing, walk-in customer POS mode, 5% GST auto-applied for restaurant services (both AC and non-AC), daily sales summaries, and ingredient purchase tracking. It generates compliant B2C invoices with QR codes and feeds all sales directly into your GSTR-1 and GSTR-3B.

1010 auto-reconciles marketplace settlement reports from Amazon, Flipkart, and Meesho. It maps TCS deductions, commission charges, shipping fees, and return adjustments to the correct ledger accounts. The AI matches settlement payouts to orders, identifies discrepancies, and prepares your GSTR-1 with marketplace-specific B2B entries. No more Excel spreadsheet nightmares at month-end.

Your competitors are still typing invoices.
You could be extracting with AI.

Set up in 5 minutes. Enter your GSTIN — 1010 auto-configures everything. First 14 days free.

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